[QB/ESX] Loans aka No1 Loans System Script





Our loan script enables players to take out loans, repay them with interest, pre approved loans depending on their bank accounts to make roleplay ease in without being a pain in the ass!

Features

  • Loan Applications: Players can submit loan applications via an in-game interface, specifying their desired loan amount, interest rate, and repayment frequency. Choosing higher interest rates or longer repayment periods will result in larger overall interest payments.
  • Banker System: People with the banker jobs are able to view the application, applicant’s history, credit score and credit line of the player at the time of application and decide to approve or reject the loan application.
  • Dynamic Interest Rates: The interest rate on each loan is calculated using several factors. It takes the amount of payments the loan is split into and the payment intervals between each payments and you can configure the base interest rate with additional interest rates in the configuration file.
  • Automated Repayments: By default, it is enabled in the configuration so if the player has the amount in his bank account and the loan is due today, it’ll be automatically deducted regardless of player’s online availability.
  • Credit Score System: The credit score by default is 500, set on the configuration. It increases with each successfully repayment and decreases with non payment. As of right now, it offers no benefit other than the score but it can be integrated with other scripts to make roleplay realism.
  • Credit Line Calculation: The maximum loan amount available to a player is dynamically calculated based on their credit score, a pre-approval percentage set by the configuration in percentage, and their current account balance.
  • Multi Framework: Supports ESX, QB and QBOX
  • Configurable: Every each of the script is configurable

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Code is accessible No
Subscription-based No
Lines (approximately) 2500
Requirements MugShot64, oxmysql
Support Yes
1 Like

Hey do you have a discord? I got a couple questions about your scripts!

You ever get a hold of him? Was going to buy this script but if there isnt any support then I dont know

Yes, he got hold of me. There is support :rofl::rofl:

Awesome cause this script is cool as fuck :sunglasses: going to grab it on friday

I like the script but could you possibly make it so that the credit line percentage the higher a person’s credit score is ?

Right now by default its always 6% of what their balance is
Ideally it would be nice that their the credit line percentage would go up by maybe 10% everytime their credit goes up by 100

So at 500 - 6%
at 600 - 16%
at 700 - 26%
at 800 - 36%
at 900 - 46%
at 1000 - 56%
etc…

It would make a lot more sense to work that way, then one single % for everyone

Also i wanna add, the system is a bit exploitable, players can constanly get a loan and pay it off over and over and within a few mins they will max their credit score.
There needs like a cooldown between asking for loans, maybe like 1 loan a week or something to avoid people exploiting this

2 Likes

I’ll keep it in mind and add it in the next update. Thanks for the suggestion!

1 Like

Does this work as it’s own banking system or is it compatible with like, renewed-banking?

It works as it’s own.

Does it have compats at all to work with renewed-banking? That way they can set up like… auto pays?

It has its own auto payment which you can set it in the config.