Mors Mutual - Hoch Interactive

Mors Mutual - Hoch Interactive

Mors Mutual | Hoch Interactive Docs

PRICE: $19.99

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Stop the “just wait until tsunami and it’ll be back in the garage” meta.

Mors Mutual brings a GTA Online–inspired insurance experience to FiveM, reimagined for roleplay. When a vehicle is totaled, missing, or otherwise unrecoverable, players handle it the way you’d expect in-city: open the phone, file a claim, pay the deductible, and recover the vehicle through a proper process—not a server restart loophole.

What it does

  • GTA-style insurance flow, tuned for RP servers
  • In-phone claims for lost/destroyed vehicles
  • Configurable deductibles, fees, cooldowns, and claim limits
  • Controlled recovery to your defined locations (garage/impound/pickup)
  • Anti-abuse options + logging so you can keep it balanced

Why it matters

  • Removes a major immersion killer (tsunami-based recovery)
  • Makes vehicle loss feel real without turning into a punishment sim
  • Supports towing, impound, and mechanic loops instead of bypassing them
  • Keeps the economy honest with a money sink that makes sense

Customizable

  • pricing, tiers, timers, rules, and recovery behavior
  • UI/icon branding so it fits your phone setup perfectly

Inside the App

Home

A quick dashboard showing your overall policy status, next due date/time, and estimated weekly premium. Includes one-tap actions (Start a claim / Start a new policy) and a list of vehicles to manage.

Vehicles (List)

An overview of all insured vehicles with key at-a-glance info (coverage type, weekly premium, deductible, autopay status, and claim count). Includes a quick “New claim” shortcut.

Vehicle Details

A single-vehicle management page showing policy details (tier, deductible, autopay, driver rating) and the current weekly premium. Provides actions to change coverage, jump to billing/autopay, and manage recovery/removal options (with eligibility messaging).

Claims

The claims hub for vehicle recovery requests, with a guided “Start a Claim” flow. Lets you pick a vehicle, toggle expedited pickup, review a full cost breakdown (deductible/fees/total), and submit or cancel—while flagging eligibility issues.

Billing

Your payment center showing the next scheduled payment (due date/time and amount), with options to pay immediately or manage autopay. Includes a payment history section with a frequency filter.

Account

Your driver/profile settings page showing driver rating, risk score, discounts, and premium estimates. Lets you control autopay and explains how rates change over time based on driving and claims.

Code is accessible Partially
Subscription-based No
Lines (approximately) ~5000 (excluding frontend)
Requirements LB Phone
Support Yes
10 Likes

Fire script brotha. Hope to see some new versions of this script in the future. Keep up the great work

2 Likes

Cool man

2 Likes

Changelog - Mors Mutual v1.01

Added

  • Introduced a new DOCUMENTATION.url file for quick access to project documentation.

Changed

  • Initialized global callback state in client/init.lua for consistent management across client modules.
  • Refactored insurance callback handling in client/callbacks/insurance.lua to guarantee global state exists before use.
  • Simplified callback waiting logic by adding a dedicated helper function to retrieve callback data.
  • Updated event handling in client/events/data.lua so all waiting callbacks are resolved using the latest insurance payload.
  • Improved server-side vehicle management functions to enhance parameter handling and overall maintainability.
  • Updated UI styles across multiple components for better consistency, responsiveness, and scaling behavior.

Removed

  • Removed unnecessary debug print statements to reduce console noise.
4 Likes

Changelog — Mors Mutual v1.02

Added

  • Added a Debug mode in config.lua to enable detailed logging for claims and insurance-related NUI callbacks.
  • Integrated debug print statements across key client and server flows to track vehicle destruction, claim submissions, and insurance data updates.

Changed

  • Enhanced vehicle and claim processing logic with improved error handling and more reliable notification behavior.
  • Updated the UI auto-refresh interval to improve performance and overall user experience.
  • Improved data fetching logic in script.js to ensure the latest insurance data is retrieved after modal interactions (including closing modals and processing claims).
  • Added error handling to refresh insurance data even when API calls fail.

Removed

  • Removed excessive UI-side debug logging to prevent console spam.
4 Likes

Awesome script brotha! Can’t wait to use this in my server!

2 Likes

awesome script would highly recommend great work

2 Likes

Launch Sale!

Price: $19.99 $16.99 - [15% OFF]

Until Sunday, December 11th

2 Likes

This thing is fucking sick, playing around with it right now. Our players are going to love this. Are you going to release more apps?

1 Like

Thank you! And yes, I have a few more apps I’ll be dropping in the coming weeks!
Also looking at adding support for yseries, 17movement, and npwd

2 Likes

One of the best apps i’ve seen made for LB Phone definitely recommend^^

1 Like

Are you looking for something thats cool & adds some more realistic RP? Then, this is the script for you! I’m recommending this :slight_smile:

1 Like

This guy stress tests everything he puts out, you don’t need to guess with hunter because he doesn’t miss!

1 Like

Really want to join the discord, but the invitation is invalid.

1 Like
1 Like

hey, are u also planing to bring the apps for GKS-Phone?

1 Like

Hi, GKS-Phone compatibility is planned for the near future, along with NPWD, 17Movement, and Yseries.

Aren’t you the guy who was in QB-Core showing/bragging how he was vibe coding this entire app with AI? Great job upholding your standards Cfx! :clown_face:

Shame what its come to.

please add vms_garagesv2 support

1 Like

Hi, I just took a look at their documentation and I see their garage script is a little different from others on the market. Since we don’t have the typical garages we can return a vehicle to, I’ve used the giveVehicle export to send the vehicle to the impound (no fine) for retrieval. I just pushed an update to add it for you. This integration can be found in hoch_morsmutual/unlocked/garage/vms_garagesv2

giveVehicle

Adding vehicles using export, application for example admin menu. After adding, the vehicle will go to the impound matching for the selected type.

---@param {source: number or nil}: ID of the player using export or nil
---@param {owner: number or string}: vehicle owner - player id or job name for company
---@param {type: string}: vehicle/boat/plane/helicopter (it must be a key from Config.VehicleTypes)
---@param {model: string}: model name of vehicle
---@param {plate: string}: license plate (Max 8 characters, special characters cannot be used!)
exports["vms_garagesv2"]:giveVehicle(
    source,
    owner,
    type,
    model,
    plate
)
1 Like