The Most Advanced Insurance System for FiveM

m-Insurance V3

Advanced insurance ecosystem for FiveM with player portal, broker desk, compliance services, and full admin control.


Overview

m-Insurance V3 is built for serious RP servers that need flexible insurance logic, clean UI/UX, and robust integrations.

It includes policy management, broker workflows, MOT/TAX/registration compliance, claims and applications, courtesy vehicles, transfer flows, and document/card systems.


Features

1) Insurance Portal (Player Side)

  • Dashboard with active policies, expiring coverage, renewals, and activity feed.

  • Vehicle, health, and property insurance flows.

  • Policy purchase and renewal logic with compliance checks.

  • Full records/history pages for player visibility.

2) Vehicle Compliance and Services

  • MOT and road tax issuance/renewal workflows.

  • Registration issuance/renewal workflows.

  • Compliance-aware insurance gating (MOT/TAX/registration requirements).

  • Plate-based check flow for quick insurance/compliance validation.

3) Courtesy Vehicle System

  • Courtesy request flow with refundable deposit.

  • Time-limited courtesy lifecycle with return/lost handling.

  • Stolen-vehicle linked access rules.

  • Warning and expiry handling for courtesy sessions.

4) Claims and Applications

  • Application queue and claim queue support.

  • Broker review workflow (approve/reject with notes).

  • Optional premium surcharge behavior on approved claims.

  • Notification flow for player and broker lifecycle events.

5) Document and Card Ecosystem

  • Insurance, MOT, TAX, and registration documents.

  • Duplicate document workflow with configurable fee.

  • Nearby document presentation (show to nearby player).

  • Real-time card and document updates.

6) Policy Transfer and Ownership Flow

  • Vehicle policy transfer to new owner.

  • Buyer validation and transfer-fee flow.

  • Owner/registration consistency checks.

  • Optional compliance record reassignment after transfer.

7) Broker Desk and Office Operations

  • Broker dashboard with pending applications/claims and office activity.

  • Plate lookup for issuing services to registered owners.

  • Office-scoped service availability (insurance, MOT, TAX, registration, courtesy).

  • Owner-online enforcement option for desk operations.

8) Admin Panel and Configuration Control

  • Admin dashboard for system overview.

  • Office manager (create/edit/delete office locations).

  • Office placement tools and admin teleport workflow.

  • Settings modules for plans, MOT/TAX, courtesy, applications, and claims.

  • Card Designer for insurance document layout customization.

9) Integrations and Runtime Flexibility

  • Multi-framework support: QBCore/Qbox and ESX.

  • Bridge architecture for inventory, banking, phone, housing, and target.

  • Localized text packs (multi-language).

  • Runtime sync for settings and card templates.


Compatibility Matrix

Framework

  • auto | qbcore | esx

Inventory

  • auto | ox_inventory | qb-inventory | custom

Phone

  • auto | 17mov_Phone | gksphone | lb-phone | custom | none

Target

  • auto | ox_target | qb-target | none

Banking

  • auto | none | custom | m-banking | qb-banking | qb-management | Renewed-Banking | esx_addonaccount

Housing

  • auto + multiple supported options

Emote Menu

  • auto | none | rp | dp | scully | aty_emote | cylex_animmenuv2 | r_animations

Support and Links


| Code is accessible | Partial (config, locales, and bridges are open; the rest is escrowed) |

| Subscription-based | No |

| Lines (approximately) | ~9,500 Lua lines (core) |

| Requirements | ox_lib, oxmysql, framework (QBCore/Qbox or ESX), compatible inventory |

| Support | Yes (Discord) |

4 Likes

The OG of insurance systems got a facelift :open_mouth: Awesome work dude!

1 Like

You are the man! :smiling_face_with_three_hearts:

1 Like